HERO is short for the Home Energy Renovation Opportunity program. This low-cost financing program helps homeowners pay for specific home improvement projects in certain locations in California.
HERO Program Approved Repairs
The HERO program can help you afford to:
- Install new energy-efficient windows and doors
- Replace gas and electric water heaters with solar water heaters
- Install energy-saving roofing
- Improve landscaping
- Upgrade heating and AC systems to more efficient, energy-saving models
HERO Provides Low-Cost Financing
Getting approved for work at your home under the HERO program is easy. You do not need a credit check, and your credit rating is not used to determine your eligibility. Eligibility is determined by zip code.
HERO loans are repaid through property tax payments to the county, and financing fees and payment schedules are low. There is also no application fee, and applicants find out right away if they are eligible for the program when they apply.
The interest on a HERO loan is tax-deductible, just as it is for a mortgage. If you sell your house, in many cases, you can pass on the loan to the new owner. HERO program financing is also available for commercial property owners who meet the eligibility requirements.
Become a HERO Homeowner
When you use HERO financing to improve the energy-efficiency and water use in your home, you become a HERO homeowner, helping to make a better and more energy-efficient community for everyone.
Since its inception, the HERO program has saved nearly 20 billion kilowatts of electricity, reduced water use by over 13 billion gallons, and provided homeowners with more than 3.6 billion dollars in savings on heating and cooling their homes.
The HERO program also provides new jobs for workers in the construction industry, adding over 2,400 new jobs and $250 million in construction industry projects.